Attention homeowners: Real estate appraisal services for in Rio Rancho and Sandoval County

See the top 7 reasons why New Mexico homeowners hire Owens Appraisal Service LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a property tax assessment in New Mexico
To cut their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of New Mexico, where real estate needs to be divided
To determine the true market value of a property to settle an estate in New Mexico


	Own a house in or near Rio Rancho, New Mexico and need help deciding the value of it? Contact Owens Appraisal Service LLC.

We at Owens Appraisal Service LLC understand the unique needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Owens Appraisal Service LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Challenge a property tax assessment

If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Owens Appraisal Service LLC is your #1 weapon.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. Owens Appraisal Service LLC is experienced in helping customers just like you abolish unneeded and unwanted PMI insurance.

HELOC recently frozen?

If your house is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Owens Appraisal Service LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd prefer to have an expert double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.